Kidcents Lessons
This interactive course teaches kids essential money skills through fun lessons, real-life scenarios, and hands-on activities. Students will learn about earning, saving, budgeting, smart spending, and investing basics—all designed to build lifelong financial habits and confidence.
Don’t have KidCents in your area? No problem! All course materials and benefits are available online!
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Lesson 1: Spending Rules To Live By
In this activity, you'll learn how to take control of your money by setting a simple, personal rule for spending. While the 50/20/30 rule is a helpful guide—spending 50% of your money on needs, 20% on savings, and 30% on wants—you’ll create your own version that fits your life.
In this activity, you'll learn how to take control of your money by setting a simple, personal rule for spending. While the 50/20/30 rule is a helpful guide—spending 50% of your money on needs, 20% on savings, and 30% on wants—you’ll create your own version that fits your life.
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Lesson 2: Setting Money Goals & Budgeting
Setting a money goal helps you plan for something important in your future—like a phone, car, or college. In this lesson, you’ll figure out how much you need to save, how long it will take, and how to build a monthly budget to reach your goal. You’ll track income, expenses, and current savings to see what’s realistic and what needs to change. By making a savings plan and writing it down, you’re taking the first big step toward smart financial planning.
Setting a money goal helps you plan for something important in your future—like a phone, car, or college. In this lesson, you’ll figure out how much you need to save, how long it will take, and how to build a monthly budget to reach your goal. You’ll track income, expenses, and current savings to see what’s realistic and what needs to change. By making a savings plan and writing it down, you’re taking the first big step toward smart financial planning.
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Welcome To Your Financial Literacy Adventure!
In this course, you’ll learn all about money—how to earn it, save it, spend it, and even share it. We’ll explore fun topics like the money circle, smart spending, saving goals, and how to make good money choices. Whether you get an allowance, earn money doing chores, or just want to understand how money works, this course will help you become confident and money-smart. Let’s get started on your journey to becoming a financial superstar!
